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Terms of Service

Last Updated: October 10, 2026

1. Acceptance of Terms

By accessing or using MinimumWageAfterTax.com (the "Site"), including any of its calculator tools, content, or features, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use this Site.

These Terms apply to all visitors, users, and others who access or use the Site. We reserve the right to update or modify these Terms at any time. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. The most current version will always be available at this URL, and the "Last Updated" date at the top of this page reflects when the most recent changes were made.

These Terms are a legally binding agreement between you and the operators of MinimumWageAfterTax.com. Please read them carefully before using the Site.

2. Description of Service

MinimumWageAfterTax.com provides free, browser-based tools for estimating take-home pay, minimum wage after-tax amounts, and related financial information for all 50 US states and the District of Columbia. The Site is offered as an informational resource only.

Our tools include:

All calculator computations are performed locally in your web browser. No financial inputs you enter are transmitted to our servers or stored by us in any form.

3. Disclaimer of Accuracy and No Professional Advice

Important Notice: The results produced by our calculators are estimates only. They are not official tax calculations and should not be used as a substitute for professional tax, legal, or financial advice. Always consult a licensed CPA, enrolled agent, or qualified tax professional for official tax guidance.

3.1 Estimates Only

Our calculator results are approximations based on publicly available federal and state tax formulas, wage data, and withholding guidelines. Actual take-home pay may vary based on factors including but not limited to:

3.2 State Income Tax Estimates

State income tax estimates displayed by our calculator are approximations. State tax calculations involve graduated brackets, phase-outs, local add-ons, and credits that vary significantly in complexity. Our state tax figures use simplified models and may not precisely match your actual state tax liability. We make no warranty as to the accuracy of state tax estimates for any individual user's situation.

3.3 Not Tax, Legal, or Financial Advice

Nothing on MinimumWageAfterTax.com constitutes tax advice, legal advice, financial advice, accounting advice, or any other professional advice. The content on this Site is intended solely for general educational and informational purposes. We are not a licensed tax preparation firm, law firm, or financial advisory firm. Before making any decisions based on wage, tax, or compensation information, you should consult a qualified professional.

3.4 OBBBA 2026 Provisions

Our calculator and content reflect our understanding of provisions enacted under the One Big Beautiful Bill Act (OBBBA) of 2026, including federal income tax exemptions on overtime premium pay (up to $12,500 for single filers) and tip income (up to $25,000 per year). However, states are not required to conform to these federal provisions. Several states, including Alabama, Colorado, the District of Columbia, and New Mexico, have not adopted these exemptions and continue to tax overtime and tip income at the state level. Our estimates include a note on this but may not capture every state-level variation. OBBBA provisions and their state-level interpretations may change. Consult a tax professional for guidance specific to your state and situation.

3.5 Data Currency

We make reasonable efforts to update wage data and tax constants on a regular basis. However, we cannot guarantee that all data on the Site reflects the most current state and federal minimum wage rates, tax brackets, or regulatory changes at the moment you access it. Always verify critical information with official government sources such as the U.S. Department of Labor and your state's Department of Labor.

4. Intellectual Property

The content, design, layout, graphics, text, data compilations, and all other materials on MinimumWageAfterTax.com are owned by or licensed to us and are protected by applicable United States and international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, publicly display, transmit, modify, or create derivative works from any content on this Site without our prior written consent, except as expressly permitted by these Terms or applicable law.

The underlying tax formulas and publicly available wage data used in our calculators are derived from publicly available government sources and are not themselves protected by copyright. However, our specific implementations, interfaces, design elements, and editorial content are proprietary.

5. Permitted Use and Prohibited Uses

5.1 Permitted Use

You may access and use MinimumWageAfterTax.com for personal, non-commercial, informational purposes. You may link to our publicly accessible pages. You may quote brief excerpts of our content for educational or journalistic purposes with attribution.

5.2 Prohibited Uses

You may not use this Site to:

6. Third-Party Links and Resources

MinimumWageAfterTax.com contains links to external websites and resources, including but not limited to the U.S. Department of Labor, Internal Revenue Service (IRS), state Departments of Labor, and MIT Living Wage Calculator. These links are provided for informational convenience only.

We do not endorse, control, or assume responsibility for the content, accuracy, or privacy practices of any third-party sites. Links do not constitute an endorsement of the linked site or its operator. We encourage you to review the terms and privacy policies of any external sites you visit.

7. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, MINIMUMWAGEAFTERTAX.COM AND ITS OPERATORS, EMPLOYEES, AGENTS, AND CONTENT PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, OR ANY OTHER DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF, OR INABILITY TO USE, THIS SITE OR ITS TOOLS.

This includes, without limitation, any damages arising from:

IN JURISDICTIONS WHERE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES IS NOT PERMITTED, OUR LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

8. Disclaimer of Warranties

THIS SITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

9. Indemnification

You agree to indemnify, defend, and hold harmless MinimumWageAfterTax.com and its operators, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, and fees (including reasonable legal fees) arising from:

10. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Alabama, without regard to its conflict of law provisions. Any dispute arising from or relating to these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the state and federal courts located in Jefferson County, Alabama.

If any provision of these Terms is held to be invalid or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

11. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our data practices.

12. Changes to These Terms

We reserve the right to modify these Terms at any time. When we do, we will update the "Last Updated" date at the top of this page. We encourage you to review these Terms periodically. Your continued use of the Site following the posting of revised Terms constitutes your acceptance of the changes. If you do not agree to the revised Terms, you must stop using the Site.

13. Contact Us

If you have questions about these Terms, please contact us: