See exactly how much you take home working full time at Florida's 13.0/hr minimum wage after federal income tax, Social Security and Medicare.
The minimum wage in Florida is $13.0 per hour in 2026. Working a standard 40-hour week for 52 weeks, your gross annual income is $27,040. After federal income tax, Social Security, and Medicare, your estimated take-home pay is $23,710 per year.
Note: Florida has no state income tax — your actual take home may be higher than this federal-only estimate.
| Time Period | Gross Pay | Federal Tax Est. | Take Home |
|---|---|---|---|
| Hourly | $13.0 | $1.6 | $11.4 |
| Weekly (40 hrs) | $600 | $47 | $540 |
| Monthly | $2,253.33 | $277.16 | $1,975 |
| Annual | $27,040 | $3,330 | $23,710 |
Working at the Florida minimum wage of $13.0/hr, three federal taxes are deducted from every paycheck:
Data sources: Minimum wage rates from U.S. Department of Labor, Wage and Hour Division. Tax calculations based on 2026 IRS federal tax brackets. State-specific rates verified against state labor department websites. Last updated: April 2026
Disclaimer: These calculators provide estimates for federal taxes only and should not be considered tax advice. Actual take-home pay may vary based on additional deductions, state/local taxes, filing status, and other factors. Consult a tax professional for personalized advice.
The 2026 minimum wage is $14.00/hr, but the MIT-calculated living wage for a single adult in this state is approximately $18.65/hr (MIT Living Wage Calculator, Miami-Dade County single adult 2026). That's a gap of $4.65/hr between legal minimum and economic sufficiency.
Florida minimum wage workers benefit from no state income tax, meaning the federal OBBBA overtime exemption (up to $12,500 tax-free overtime premium) applies without any offsetting state tax liability. The state minimum wage increases to $15.00/hr on September 30, 2026 — the final step in a voter-approved schedule from Amendment 2 (2020). Florida law explicitly prohibits cities and counties from setting local minimum wages above the state rate, so $14.00/hr (soon $15.00) applies uniformly across all Florida jurisdictions.
| City/Category | 2026 Local Wage | Notes |
|---|---|---|
| Statewide | $14.00 | → $15.00 on September 30, 2026 |
| City/County Overrides | None | Florida state law prohibits local wage ordinances |
| Tipped Workers | $10.98 | → $11.98 on September 30, 2026 |
Next increase: September 30, 2026 — Increases to $15.00/hr (Amendment 2 schedule)
For the official rate schedule, visit the state Department of Labor website.
$10.98 cash wage (→ $11.98 on September 30, 2026)
No state income tax — Florida workers keep all OBBBA overtime and tip federal exemptions
Under the federal One Big Beautiful Bill Act (OBBBA), overtime premiums are federally tax-free up to $12,500 (single) and tips are federally tax-free up to $25,000. Whether this benefit is offset by state taxes depends on your state's OBBBA coupling status above.